Coverage That Fits Your Business
Running a small business is a big job—and sorting through insurance shouldn’t add to your to-do list. Glenn McDonald helps businesses with 2–20 employees find the right coverage for their team, from health insurance to workers comp and liability plans. With over 30 years of experience, Glenn delivers practical advice, fast answers, and plans that fit your business—not just a spreadsheet.
Group Health Plans
Offer competitive healthcare benefits that help attract and retain great employees—customized for your team size and budget.
Workers Compensation Insurance
Stay protected if workplace injuries happen, with coverage that meets California requirements and helps support your employees’ recovery.
General Liability Coverage
Guard your business against claims related to property damage, accidents, or third-party injuries—core protection for everyday risks.
Professional Liability Insurance
Also known as Errors & Omissions coverage, this protects your business from claims of mistakes, missed deadlines, or service issues.
Vision & Dental Plans
Add value to your benefits package with affordable vision and dental coverage your team will actually use.
Life & Disability Insurance
Give your employees peace of mind with income protection options that support them and their families in unexpected situations.
Small Business Insurance FAQs
Do I need insurance if I only have a few employees?
Yes—if you have even one employee, certain coverage like workers compensation may be required by law in California. Plus, offering health benefits or liability protection can give your business a professional edge, attract stronger talent, and help you avoid costly risks. Glenn can help you understand what’s required and what makes sense for your situation.
What types of insurance are most important for small businesses?
At a minimum, most small businesses should consider general liability, workers comp, and health coverage. Depending on your industry, you may also need professional liability or property insurance. Glenn works with you to identify which types of coverage offer the right protection without overspending.
Can I offer health insurance if I have fewer than 10 employees?
Yes—and many small businesses do. You don’t need to be a large company to offer group health insurance. In fact, offering benefits like health, dental, or vision can be surprisingly affordable and makes your business more competitive in today’s hiring market.
How much does small business insurance cost?
Costs vary based on the size of your team, the types of coverage you choose, and the carriers available in your area. Glenn helps you compare options side-by-side, explaining what impacts cost and what kind of value you’re actually getting for your money—so you can make a smart, informed decision.
What’s the difference between working with a broker and going directly to a carrier?
A broker like Glenn represents you—not the insurance company. That means you get access to multiple carriers, unbiased advice, and someone who’s looking out for your best interest. Plus, Glenn handles the details and helps your employees understand their benefits, saving you time and reducing headaches.