General Liability Coverage

Everyday Protection for Your Business

Accidents happen. General liability insurance helps protect your business from claims involving property damage, bodily injury, or legal fees. Glenn McDonald helps small businesses across Los Angeles find affordable liability coverage that fits their industry, size, and risk level—so one incident doesn’t disrupt everything you’ve built.

What General Liability Covers

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Third-Party Bodily Injury

Protection if someone is hurt at your business or because of your services.

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Property Damage

Covers repairs or replacement if you accidentally damage someone else’s property.

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Legal Fees & Settlements

Helps pay for defense costs and any settlements if a lawsuit is filed.

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Medical Payments

Covers immediate medical costs for injuries on your property, regardless of fault.

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Advertising Injury

Protects against claims like libel, slander, or copyright infringement in your marketing.

FAQs About General Liability Insurance

  • Who needs general liability insurance?

    Yes—California law requires all employers with at least one employee to carry workers compensation insurance. Glenn helps businesses across Los Angeles stay compliant while keeping costs manageable.

  • Is it required by law?

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  • What’s not covered?

    General liability doesn’t cover employee injuries or professional service errors. Glenn can help LA businesses add the right policies to fill the gaps.

  • Is this the same as a BOP?

    A Business Owner’s Policy (BOP) often includes general liability along with property coverage. Glenn helps businesses across California compare options.

  • Can I customize my plan?

    Yes—Glenn works with carriers who understand Los Angeles industries and local risk levels to tailor coverage that fits your needs.