Professional Liability Insurance

Protection for Service-Based Businesses

If your business gives advice, provides services, or delivers creative work, you could be at risk for professional liability. Also known as Errors & Omissions (E&O) coverage, this insurance protects you if a client claims your work caused them harm. Glenn McDonald helps Los Angeles professionals stay protected—with plans tailored to your field and risk level.

What Professional Liability Covers

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Negligence Claims

Protection if a client claims your work caused a financial loss.

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Missed Deadlines or Errors

Coverage for mistakes or incomplete work that result in legal action.

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Defense Costs

Legal fees and court costs—even if you didn’t do anything wrong.

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Breach of Contract

Protection for claims related to contracts, scope of work, or unmet expectations.

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Industry-Specific Plans

Customized coverage for California consultants, designers, accountants, and more.

FAQs About Professional Liability Insurance

  • Who needs professional liability coverage?

    Yes—California law requires all employers with at least one employee to carry workers compensation insurance. Glenn helps businesses across Los Angeles stay compliant while keeping costs manageable.

  • Is this coverage required in California?

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  • How is this different from general liability?

    General liability doesn’t cover employee injuries or professional service errors. Glenn can help LA businesses add the right policies to fill the gaps.

  • Does this include legal defense?

    Yes—your plan helps cover attorney fees, settlements, and judgments even if the claim is groundless.

  • Can I combine this with other policies?

    Yes. Glenn helps Los Angeles businesses create bundled insurance packages that fit their specific operations.