Life Insurance

Life Insurance That Fits Your Future

Whether you’re planning ahead or protecting loved ones, life insurance helps provide security when it matters most. Glenn McDonald helps individuals across Los Angeles choose simple, straightforward life insurance options—from term coverage to long-term protection—without sales pressure or confusion.

What Life Insurance Can Include

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Term Life Insurance

Affordable protection for a set number of years—ideal for income replacement and debt coverage.

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Whole Life & Permanent Insurance

Lifetime coverage with cash value options for long-term financial planning.

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Final Expense Policies

Smaller coverage amounts for funeral costs and outstanding bills.

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Custom Coverage Amounts

Choose a plan that aligns with your stage of life and financial goals.

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Flexible Underwriting

Options available with no medical exam for qualified applicants.

FAQs About Life Insurance in California

  • Do I need life insurance if I’m single?

    No—but they’re highly valued by employees and are easy to add to your benefits package. Glenn helps LA businesses build affordable add-on options.

  • What’s the difference between term and whole life?

    Yes, plans are available separately or together. Glenn will help you pick what makes sense based on employee needs.

  • How much coverage should I get?

    General liability doesn’t cover employee injuries or professional service errors. Glenn can help LA businesses add the right policies to fill the gaps.

  • Can I get coverage without a medical exam?

    In some cases, yes. Glenn works with multiple carriers offering simplified issue policies in California.

  • What happens if my needs change later?

    You can often adjust coverage or convert term to permanent. Glenn helps keep your plan aligned with your life.